Question by Bianca P: What is the government programs for first time home buyers with low income in Alabama?
I’m interested in purchasing a home for the first time and I’m hearing there’s many options for low income first time home buyers. I just would like to know what are the steps and who to talk with first. I’m in an apartment and I want out so I need a house ASAP.
Best answer:
Answer by Bill
Most of the government programs have expired but you can check with HUD or Pathways to see if you qualify.
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Question by Cellen: What is the best bargain in purchasing a home? I have no money to put down and bad credit with a new job.?
I am desperate to stay in our school district for my kids sake. I am desperate to leave my situation away from my boyfriend, price also; for my kids sake. I now have bad credit (most is 5+ yrs old) and just started a descent paying job that will become commission based. I feel that purchasing is smarter than renting. So, viagra buy I wonder if one has to have good credit, job stability, and/or money down to purchase a home. Or which is most important? I am working on all of the above and obviously it takes time. So, I need to figure out the best first, second, third and so on, move.
Best answer:
Answer by gabluesmanxlt
Feds have a program run thru HUD that gives single Mom’s grants – up to $ 30,000 to put down on a first home purchase. Contact your congressman’s local office (they REALLY will help you – don’t sweat it) and see what’s available in your state.
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Question by Belizegirl: Is is true that if you have PMI that you cannot refinance under the Making Home Affordable program?
i was told my Wells Fargo whom i currently have my home loan with and when i asked them about the program they said that i did not qualify because i have private mortgage insurance.
Best answer:
Answer by mortgage underwriter
yes, remedy it’s true. you can still refinance, information pills but not under the new higher loan to values w/out PMI program.
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“We are especially concerned with those who misrepresent government programs or websites to divert distressed homeowners from needed assistance.” State Consumer Relief Information Minnesota, Program to Date: CONSUMER RELIEF – PROCESS …
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A few good mansion images I found:
Mansion, viagra dosage West Dulwich, healing SE27
Image by Ewan-M
A large pub just down the hill from Gipsy Hill station, with good food, lots of space, a significant beer garden also. Considering that this photo was taken it’s been taken over by Capital Pub Co and reverted to its original name, the Paxton. (It was in the Excellent Beer Manual below the older name.) (Photo of leek & caerphilly sausages.)
Address: 255 Gipsy Road.
Former Name(s): The Paxton Arms The Paxton Hotel.
Owner: Greene King [Capital Pub Company] Late Night Leisure (former) Punch Taverns (former) Charrington (former).
Links:
Randomness Manual to London
Fancyapint
Pubs Galore
Beer in the Evening
Dead Pubs (background)
For far more residences click right here…
Mansion & Bent Fence
Image by rickyaustin
A mansion on the ocean, Hurricane Katrina harm.
From Spring Break 2006
Far more wonderful homes click right here…
Governor Ross Mansion, Seaford, DE
Image by Lee Cannon
Mansion from the principal road.
A lot more wonderful homes click right here…
Question by PrincessB: What interest rate can I expect on a mortgage loan with my credit scores?
What interest rate can I expect on a mortgage loan with my credit scores?
Today I have 564 588 654…I am hoping to have my mid-score up 10 pts by tomorrow, illness and then i am applying for the loan with the bank. I want a fixed rate, page 100% financing, 30 yr loan for $ 160,000. My income and debt ratios are good. I am closing on the Aug 6th. I have already had the house appraised at $ 162K, I am paying over $ 5K in closing costs, and the house has been inspected. This is my first home purchase, is there anything I am missing?
Best answer:
Answer by brokerstorage
Im not sure you can get 100% with your mid score. Now adays the banks are way tougher than they were a couple of years ago, If they do the loan you’re probably looking at an 80-20 “2 loans 1 for 80% and 1 for 20%. The 80% one probably around 9%-10% and the 20% one at around 13%.
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Question by Go with the flow: Payroll tax deduction is going to affect mortgages?
I heard this on the news.
That if they extend the payroll tax deduction it will make getting FHA mortgages more expensive.
I do not understand the link.
It seems to be only for FHA mortgages, more about not conventional mortgages.
Why? What are they planning to do?
And it sounds like it would only affect future FHA mortgages. Not current.
Best answer:
Answer by cactusgene
Angry bird, mind there is no direct link between payroll tax reduction and mortgages. However, I understand that this bill is over 1,200 pages long and therefore includes provisions that have nothing what-so-ever to do with payroll withholding. I also have heard that it includes some modifications to the FHA program, but I have not seen any details and we just have to wait. However, the House has not passed the bill and the final product may look nothing like what the Senate just passed.
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