Some cool chateau images:
Château-d’Oex
Image by Nouhailler
Château-d’Oex
If you would like to see more homes click here…
Château-d’Oex
Image by Nouhailler
Château-d’Oex
If you would like to see more homes click here…
Château-d’Oex
Image by Nouhailler
Château-d’Oex
More great houses click here…
Question by Harold M: what is HARP home mortgage thru Wells Fargo — i would like information on what it is —it is about refina?
I received a letter from my home mortgage bank to refinance my home mortgage and it will called HARP Three Step Express and i was wondering what that is
Best answer:
Answer by skr
It’s a sweetheart deal. They will give you a few options on term and the rate is a fixed rate mortgage. It basically refinances what you currently owe with no cost to you. Now the rate is a tad bit higher than what you see online but the trade off is you pay NOTHING out of pocket. You will get a close at home package and all you do is notarize it and mail it back in. For most it’s a win- win situation, more about they can either lower payment or term.
HARP stands for Home Affordable Refinance Program and this is what the government initiated, generic so you must have Freddie Mac or Fannie May as your investor.
They will expire soon so you should take advantage of it.
You are welcome to contact me I work there 😉
Know better? Leave your own answer in the comments!
Question by Jozeph: Who is liable on the check and why?
Nina is an administrative assistant with Open Source Corporation, ailment but has no authority to sign Open Source checks. Nina orders merchandise from Pleasant Retail Company delivered to her home and pays with an Open Source check, dosage signing “Open Source Corp. by Nina, admin assist.” Pleasant does not know that Nina has no authority to sign the check.
Best answer:
Answer by mbrcatz
Nina. She committed embezzlement, by doing that. Open Source needs to file a police report, fire her, press charges, and send her to jail, and get restitution. Meanwhile, they can TRY to put a stop payment on the check, if it hasn’t cleared yet.
If it already cleared, they’ll have to get “restitution” from Nina through the courts.
And in the future, they need to keep their checks locked up so unauthorized people don’t have access to them.
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Question by gracie: Should I use a mortgage broker or do my own shopping at local banks?
I am going to be getting an FHA loan for around 160, viagra 000 and have excellent credit. I currently have all my information from one bank. My next step is do I consult a mortgage broker or shop around for rates at other banks?
Thanks
Best answer:
Answer by I Buy And Sell Houses
You can do it either way. I’d suggest a good mortgage broker, viagra since he/she will have access to multiple programs.
Ask your Realtor for some recommendations. The Realtor has a vested interest in it–not that he/she will receive a commission from the broker–but rather that a good lender works hard to make sure the loan goes through, visit thus ensuring the Realtor’s commission. Your Realtor will also know, from reputation and personal experience, who the good brokers are and who the not-so-good ones are.
Hope that helps.
Give your answer to this question below!
There’s nothing that says you can’t do both to get your best deal.
Often, a bank will broker the loan, anyway.
Be careful not to sign any agreement with a broker that says you will pay a penalty if they find a loan for you, and you decline it. Go to another broker if they insist on it. Your credit is good, you don’t need to do business that way.
If you have a real estate agent, they may have recommendations. But remember, that a good mortgage broker to them is one that gets their client a loan, not necessarily one that gets the client the best deal.