Emerging Trends 2012: A Long Grind Awaits
by Photos_of_Cash National Real Estate Investor Much more informaiton please pay a visit to right...
Read MoreRegions Financial Management Discusses Q4 2012 Results – Earnings Call …
Question by J Len: I’m looking to become a first time homeowner. What do I need to know more than anything? Any info on programs out there would help too. I’m a teacher and a single dad in Florida. Best answer: Answer by djriderI would say the biggest advice to any first time homeowner is patience. It can be a long emotional rollercoaster buying a house. Another tip is to find a good company that does home inspections. I’ve heard horror stories of people getting a good deal on an inspection only to find out that they cut corners and their house is falling apart. What do you think? Answer below! Regions Financial Management Discusses Q4 2012 Results – Earnings Call … Mortgage banking revenue, link while down $ 16 million from the third quarter, remains strong and continues to be driven by new home purchases and refinances aided by the government's HARP 2 program. Approximately 63% of mortgage loans were refinances and 37 … More informaiton please visit here… HARP 2 : “Severely Underwater” Homeowners Getting Mortgage Relief The Home Affordable Refinance Program was falling short for two main reasons. First, the government had asked banks to underwrite HARP loans, while simultaneously holding these "new lenders" responsible for the errors made in underwriting on … For more informaiton please visit...
Read MorePeoples Bancorp Reports Fiscal 2012 Earnings
Check out these apartment creating pictures: 0801 | Drake Apartment Developing | 2009 | East Side Image by Facility Records | MSU Physical Plant 0801 | Drake Apartment Building | 2009 | East Side If you would like to see more properties click right here… 0802 | Howland Apartment Constructing | 2009 | South Side Image by Facility Records | MSU Physical Plant 0802 | Howland Apartment Developing | 2009 | South Side If you would like to see much more homes click here… by eyewashdesign: A. Golden Question by reychael_rios2001: How can someone who is on disability income , look w/poor 2 no credit credit, diagnosis get a home loan? Can a person on disability income with poor to no credit,married, combined incomes get a loan big enough to purchase a small family home with enough to pay of other debts Best answer: Answer by sundayschild63If you can find a co signer that has good credit,that trusts you enough to sign for you. Thats the only way I know of. Add your own answer in the comments! Question by garnegus: NEED ADVISE ON FHA HOME LOAN VS PRIVATE LOAN? HELLO EVERYONE. I SEEN A FORECLOSURE PROPERTY OWNED BY CHASE PREVIOUS BROUGHT 50Ok AND NOW SALING FOR 289k. NOW I HAVE THE CASH, sales CREDIT, capsule INCOME, approved BUT THIS PURCHASE WOULD BE MY SECOND HOME THAT I WANT TO MAKE MY PRIMARY RESIDENT. nOW MY FISRT HOME i LIVE IN , I HAVE PLACE IT ON THE MARKEFT TO SELL. I ONLY HAVE ONE PROBLEM, FHA REQUIRES THAT YOU HAVE 25% EQUITY IN YOUR HOME IN ORDER TO PURCHASE A SECOND HOME OR TO USE IT AS A RENTAL INCOME. I HAVE SOME TO CO SIGN WITH ME, BUT SHE PURCHASE A HOME LIKE ME 4 YEARS AGO AND WE BOTH HAVE NO EQUITY. SOMEONE TOLD ME TO GET A PRIVATE LOAN THEN IN 6 MOS, THEN FINACE IN 6 MONTH. DOES ANY ONE HAVE ANY EXPERIENCE WITH PRIVATE LOAN HOME PURSCHASE. I AM SO REDY TO BUY, BUT I CAN’T DUE TO NO EQUITY AND I DON’T HAVE ENOGH OF MONEY TO GO CONVENTIONAL. . ANY ADVISE????? Best answer: Answer by thedude81321Firstly, you should probably take caps lock off and properly use upper and lower cases, it will get many more people to answer your question. It sounds like you are not really in a situation to buy a home. If you don’t have enough money to go conventional, you may find that you don’t have enough money to keep paying for the house. A private loan may work, but it also could end up screwing you in the long run. If you don’t have the ability to get a conventional loan, will someone want to refinance you in 6 months? You may end up with that private loan for longer than you think. My suggestion is to wait on this whole purchase. Unfortunately, you can’t really expect to buy a home and then turn around and sell it in just a few years. This is also a terrible time to sell, and you can’t really count on your house even selling, so if you can’t afford this new one without your house selling, you are into another issue. Sorry to rain on your parade, but from what you’ve told me, this just doesn’t seem like a smart decision at the moment. Good luck. Know better? Leave your own answer in the comments! Question by jojo: I’m wanting to buy a 0, pill 000 house. How much should I expect to pay for a down payment and...
Read MoreFederal Home Loan Bank of New York Announces Third Quarter 2012 Operating …
A few good condominium photos I identified: Fotoloco The Alexandra Condominium Halloween Party by Ortigas and Company 070 Image by FOTOLOCO! Fotoloco photo booth images @ The Alexandra Condominium Halloween Celebration | Ortigas & Business | Viridian in Greenhills | All-you-want photo prints from Fotoloco photo booth For much more houses click right here… Fotoloco The Alexandra Condominium Halloween Party by Ortigas and Firm 089 Image by FOTOLOCO! Fotoloco photo booth pictures @ The Alexandra Condominium Halloween Party | Ortigas & Firm | Viridian in Greenhills | All-you-want photo prints from Fotoloco photo booth For more homes click here… The Empire of Debt by Dee Hon Image by Renegade98 From Adbusters #74, generic Nov-Dec 2007 The Empire of Debt Money for nothing. Own a home for no money down. Do not pay for your appliances until 2012. This is the new American Dream, and for the last few years, millions have been giddily living it. Dead is the old version, the one historian James Truslow Adams introduced to the world as “that dream of a land in which life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement.” Such Puritan ideals – to work hard, to save for a better life – didn’t die from the natural causes of age and obsolescence. We killed them, willfully and purposefully, to create a new gilded age. As a society, we told ourselves we could all get rich, put our feet up on the decks of our new vacation homes, and let our money work for us. Earning is for the unenlightened. Equity is the new golden calf. Sadly, this is a hollow dream. Yes, luxury homes have been hitting new gargantuan heights. Ferrari sales have never been better. But much of the ever-expanding wealth is an illusory façade masking a teetering tower of debt – the greatest the world has seen. It will collapse, in a disaster of our own making. Distress is already rumbling through Wall Street. Subprime mortgages leapt into the public consciousness this summer, becoming the catchphrase for the season. Hedge fund masterminds who command salaries in the tens of millions for their supposed financial prescience, but have little oversight or governance, bet their investors’ multi-multi-billions on the ability that subprime borrowers – who by very definition have lower incomes and/or rotten credit histories – would miraculously find means to pay back loans far exceeding what they earn. They didn’t, and surging loan defaults are sending shockwaves through the markets. Yet despite the turmoil this collapse is wreaking, it’s just the first ripple to hit the shore. America’s debt crisis runs deep. How did it come to this? How did America, collectively and as individuals, become a nation addicted to debt, pushed to and over the edge of bankruptcy? The savings rate hangs below zero. Personal bankruptcies are reaching record heights. America’s total debt averages more than 0,000 for every man, woman, and child. On a broader scale, China holds nearly trillion in US debt. Japan and other countries are also owed big. The story begins with labor. The decades following World War II were boom years. Economic growth was strong and powerful industrial unions made the middle-class dream attainable for working-class citizens. Workers bought homes and cars in such volume they gave rise to the modern suburb. But prosperity for wage earners reached its zenith in the early 1970s. By then, corporate America had begun shredding the implicit social contract it had with its workers for fear of increased foreign competition. Companies cut costs by finding cheap labor...
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