Q&A: Can my lender force me into an escrow account under the Home Affordability Refinance Program?
Question by Sandy B: Can my lender force me into an escrow account under the Home Affordability Refinance Program? My husband and I were informed by our lender that if we refinance under HARP (Home Affordability Refinance Program), healing hospital we have to set up an escrow account. I can only find that escrow accounts must be set up under the modification portion of the program but not the refinance. My loan is owned by Fannie and I live in CA. Best answer: Answer by sassy25Yes your lender can. That is their stipulation for refinancing your loan. It is a take it or leave it deal. Give your answer to this question...
Read MoreWill my FHA mortgage be turned down for overdrawn checking account?
Question by Lady B: Why does only 1 person in my family believe Obama will give out Free Points to refinance their home? Why does this 1 person believe Obama is going to give them and anyone 2 free points when they go to refinance? BTW this is their 2nd home and they are not hurting for money? This person is an Attorney. Best answer: Answer by v bBecause you have no idea what you are talking about. Give your answer to this question below! Question by Phil R: Will my FHA mortgage be turned down for overdrawn checking account? I have been approved for an FHA mortgage loan and have been asked for 2 months of bank statements. My concern is that my account was overdrawn a few weeks ago. It was the first time in at least a year and a half it has been overdrawn and was an honest mistake. Can they reverse my approval for this reason? Thank you. Best answer: Answer by JMnope, help they will not. i actually had one (which i was so pissed at cuz a check cleared about 30 seconds before my direct deposit went in) and i was fine. i offered to show a year of statements to prove it was a fluke but they told me not to worry, they don’t hold 1 against you! Give your answer to this question...
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Read Morepayday loans, credit card debt also checking account overdraft?
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Read MoreQ&A: Why does my escrow account analysis show my balance as the full amount that I barrowed 3 years ago?
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