Posts Tagged "Companies"

Q&A: How do I find out what discounts hospitals offer insurance companies?

on Nov 23, 2012 in Stated Income Loans | 2 comments

Question by Tweetie: Who do I contact about restructuring my mortgage? We are looking to refinance but I don’t know weather to stay with our current mortgage company or if I should contact a government program. Best answer: Answer by Megan Cthe mortgage company you have Give your answer to this question below! by the|G|™ Question by kkazb: Where do you see the mortgage interest rate going in next 2 months? What do you feel about the mortgage interest rate in next 2 months? I will be closing on a house in October end? So I will be able to lock the rate in 2nd or 3rd week of September. Any suggestions? Best answer: Answer by WRwell, about it Ben Bernake will keep interest rate low by the end of December. If you were buying car or house at this time. Right now is the time to lock in rate. Good luck Give your answer to this question below! Question by jesskanurse: Do you have to use the same appraisal when switching to a diff. lender in the middle of an FHA loan? I am close to closing using a certain broker, approved but my current mortgage company offered me a better rate/closing fee. I paid for an appraisal for the initial broker. The new lender says by law, the old appraisal MUST be used since there has already been an FHA case # opened. Is this true? Best answer: Answer by Big daddysorry to answer a question with a question, but how was the appraisal paid for. did you pay for it at the door or was the cost going to be rolled into closing costs. There could be a hang up if it’s rolled in since the broker is on the hook, they may not have to release it as they paid for it. If you paid for it, you should be able to use it, but the appraiser will have to put it in the new lenders name and that will probably cost you. Also, make sure the appraiser is licensed with the new bank, if not, they will want the appraisers license. Last, as far as the new offer goes, make sure you know all the facts, especially the term. Rate isn’t everything. While the rate may be lower with the bank, is the term longer, is it adjustable. Know everything you can about each program, compare the TIL’s from both. Which one costs more in the end? If the banks TIL has higher finance charges than the brokers, is that really a better deal? Does the lower rate really matter if your paying 50k more in the end? Check it all, then make the best decision that allows your family to meet their goals and dreams. good luck Give your answer to this question below! A handful of nice chateau pictures I identified: Château de Chenonceau Image by *S A N D E E P* Château de Chenonceau is one of the most stunning chateaux in the Loire Valley, viagra 100mg France. A lot more wonderful houses click here… Château de Saint-Germain en Laye Image by ecololo Château de Saint-Germain en Laye Far more great homes click right here… Question by Miss Letty: What is the process and charges (if any) for applying for a forclosure home loan? I’ts been a while since I apply for any home loans, ed but I don’t know if forclosure loans are different? Are there any initial or process fees involved, and a limit on the application loan? Best answer: Answer by Age of ReasonThe same as applying...

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Q&A: Why did banks and Mortgage companies give loans to people without checking thir ability to pay them back?

on Nov 10, 2012 in Stated Income Loans | 4 comments

Question by ds: Why did banks and Mortgage companies give loans to people without checking thir ability to pay them back? No doc loans? Home loans that do not include taxes or Insurance given to people who have NEVER held a job in their life? Why did they do it? Best answer: Answer by Michael MGreed. Add your own answer in the comments!

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