Posts Tagged "Condo"

Town Square | Bethesda penthouse breaks record for condo list price

on Dec 9, 2014 in HARP Refinance | Comments Off on Town Square | Bethesda penthouse breaks record for condo list price

FHA Borrowers Can Save Big By Refinancing To A Conventional Mortgage With … Since mortgage rates are near the lowest levels that they have been all year, approved doctor many FHA borrowers may even be able to refinance to a lower rate than what they are currently paying on their FHA loans, cure and thus save even more. Blue Home Loans can help … For more informaiton please visit here… Current Mortgage Rates: Wells Fargo 30-Year FHA Refinance Rates and … Current Mortgage Rates: Wells Fargo 30-Year FHA Refinance Rates and Conventional Loans for California-based financial institution, Wells Fargo (NYSE:WFC) updated its mortgage loan information for Thursday, November 27. Updated data on Wells … More informaiton please visit here… Some Christmasy things to do with friends and family City Park Lake, sildenafil no fee. www.salisburync.gov/PLAY. RoBoJo Holiday … 12: Christmas program “Snow.” Shallowford Presbyterian Church, 1200 Lewisville Clemmons Road, Lewisville. Bring donations of new or gently used coats and blankets • 4 p.m. and 5 p.m … For more informaiton please visit here… The Spam Report: Day #257: "Important notice regarding your mortgage" The Home Affordable Refinance Program or HARP program the federal government has helped numerous homeowners underwater refinance their loans since 2009. While both the refinance craze and foreclosure crisis have waned since, there are still … More informaiton please visit here… Town Square | Bethesda penthouse breaks record for condo list price Veterans and active duty military who plan to buy a home or refinance with a VA loan may benefit from a special incentive program from Prosperity Home Mortgage — but they need to act quickly. Anyone who finances their home with a VA loan from … More informaiton please visit here… TODAY'S DEALS: HFF Secures M Refinance for Universe Holdings HFF worked on behalf of the borrower to secure the seven-year, malady fixed-rate loans through Freddie Mac. Rates range from 3.88 to 4.11 percent. All of the loans are securitized and will be serviced through HFF's Freddie Mac Program Plus® Seller/Servicer … For more informaiton please visit...

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Q&A: Who sets the interest rate level for a HARP refinance condo loan?

on Jun 23, 2014 in HARP Refinance | Comments Off on Q&A: Who sets the interest rate level for a HARP refinance condo loan?

Question by Truth: Who sets the interest rate level for a HARP refinance condo loan? My credit score is excellent I have never been late on my mortgage yet my current lender only wants to offer 4.125 which he says is set by HARP not by the bank. Is this true or just another scum bag tactic banks use to continue ripping off the American public. If I see rates as low as 3.6% for a 30 yr fixed why can’t I get one at this level. If he is lying how should I report this fraud? I have decided to report the lie in this instance and I noticed all the loan reps below do not even address it. I recordered the false information this loan officer gave me about the bank having no control over the interest rate. If nothing else I hope this guy gets fired for fraud. I know the government regulators will never do a thing to protect the public from scum bag bank practices so I will not waste my time. I will never spend another nickle with this bank. I will never understand why it’s ok for people without licenses or a collage degree to sell and originate loans. I will keep shopping for an honset banker if one exists. I would appreciate better government oversight for these types of scams. Best answer: Answer by kemperkhttp://www.harploans.com/ your lender can charge what he wishes; go to a competitor Today’s Low Mortgage Rates Product Rate APR Points Lock Days 30-Year Fixed 3.375% 3.487% 1 30 15-Year Fixed 2.625% 2.825% 1 30 30-Year FHA 3.250% 4.195% 1 30 Add your own answer in the...

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Q&A: Can I get a mortgage for a condo or house with less than perfect credit?

on Apr 8, 2013 in FHA Information | 2 comments

Question by blah: Can I get a mortgage for a condo or house with less than perfect credit? Best answer: Answer by juliesunitNO MORTGAGE JUST CASH DEALS Give your answer to this question below!

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Is there now a government program to help “underwater” condo owners refinance at a lower interest rate?

on Mar 10, 2013 in HARP Refinance | 2 comments

Check out these condominium pictures: Fotoloco The Alexandra Condominium Halloween Celebration by Ortigas and Firm 105 Image by FOTOLOCO! Fotoloco photo booth pictures @ The Alexandra Condominium Halloween Celebration | Ortigas &amp Business | Viridian in Greenhills | All-you-want photo prints from Fotoloco photo booth If you would like to see far more houses click right here… Question by JIM: Is there now a government program to help “underwater” condo owners refinance at a lower interest rate? I purchased a South Florida condo back in 2005 during the height of the real estate boom. Obviously, buy my property is now worth far less then what I still owe, even though I put 12% down and financed with a 30 year fixed. My rate is 6.25% and I am hoping to refinace while rates are lower to, at least, lower my payment and allow me to put a little more equity in each month. I live in Broward County Florida and purchased for 183,000, making my loan total 161,000. I have been on time with all payments and even tried to sqeak out a few extra dollars each month, but still owe over 140,000 after almost 7 years of payments. Condos around me are bearly selling for 70k right now and it is frustrating, after all this time and all the payments I have made, to be so far upside down. I still keep trying though and do not want to be one of the Florida property owers that just walks away because the situation is difficult. I have heard on TV that the politicians are going to “bail us out” and “allow underwater owners to refi”, but I have not recieved one dime’s worth of help and everytime I go to refi the bank wants to send out an appraiser and tells me they can only refi 80% of what the property is currently worth. Those numbers obviously do not make it possible to refi. I am hoping there is some kind of goverment refi program for owners that have paid on time, have good credit and want to dig themselves out of this without forclosure or bankruptcy. Is there such a program or refi organization for Broward County condo owners? Where would I contacxt them? Based on the first rely to this question, I think there is a misunderstanding as to what I am asking. I am not looking for any favors. I have made every monthly payment for the last 7 years, including the years I knew the property was worth less then the amount I owed. I have maintained good credit my entire life. As long as God keeps me employeed and I am physically able to, I intend to pay all my bills including my mortgage. I mentioned “bailout” because of all the hype on television due to the housing crisis, but my main question was how to refinance. I only hope to lower my monthly mortgage payment based on the current interest rates, that have evolved due to the current economy. I know there are options, like not paying my mortgage and attempting a short sale, forclosure and bankrupcy, but this is what I am trying to avoid. I am trying not to be a burden on my neighbors even though many of my other neighbors have taken the easy route, walked away and left the condo assoc Ok, I think HARP was the answer I was looking for. I do not want to just increase the number of years on my mortgage, and I do not expect any debt reduction, but being allowed...

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What type of mortgage is the best for investment property particularly condo and single family rentals?

on Mar 10, 2013 in Stated Income Loans | 1 comment

Question by sac_baby_girl: How do I handle my taxes as a stripper/independent contractor? I want to do it legally and so that I can start building good credit and be accpeted for a home loan. Please send me a link to a site or something that will help! Thanks. Best answer: Answer by Smilin’ FredCheck with a tax accountant. What do you think? Answer below! March 2013: Today's FHA Rates Hovering Near Historic Lows Story summary: Today's FHA loan rates are still hovering near historic lows. This week, side effects our lender survey showed that some FHA lenders are offering rates in the neighborhood of 3.5%, for a 30-year fixed FHA mortgage. Economists have predicted the … More informaiton please visit here… Mortgage Rates: Low Rates Push Mortgage Applications Higher Today's FHA 30 year fixed mortgage interest rates are as low as 3.250%, FHA 15 year fixed mortgage rates are as low as 3.000% and FHA 5/1 ARM loan rates are as low as 2.250%. FHA mortgages have increased in cost to the borrower, but guidelines still … For more informaiton please visit here… Question by Sonia: How to buy a house with no or bad credit!? Me and my husband recently got married and we are trying to buy a house because we think its cheaper to buy a house the. To rent can someone give us some tips on what we can do to buy a house with no or bad credit please thank you! Best answer: Answer by Rarriyes, buy work hard, approved save ur money and pay for it in full with cash…. Add your own answer in the comments! Question by Shellybelly: Home appraisal value with basement finish? I am a mortgage underwriter, prostate and have a couple questions for an appraiser. I want to refinance my home, advice but I pulled the comps and there weren’t many in the value range I am hoping for. There are several which have 100-200 more above ground living space, sildenafil with some varying finished basement square footage. Basement living space is common for the area. My basement is already divided into 4 rooms. One is an unfinished laundry with a stall shower. The other three rooms have concrete flooring, a mixture of drywall/wood paneling walls, and ceilings. One room could be a family room, one of the rooms has a closet, but no egress window, but I am assuming this won’t make a huge difference since it can’t be included in bedroom count regardless, so all I can really get is the below grade square footage. The fourth room is finished the same as the potential family room/room with closet, but it has the fuse box on the wall. If I finish this room as well, could it be included in the square footage as livable space? Planning on painting everything, adding flooring (carpet or laminate sub-floor), trim. Two of the three rooms in question have ceiling lighting, the third has wall sconce lighting. I just would like to get another opinion before I do all the work. I’d like to do a straight refinance versus the Home Affordable Refinance Program, because I have a purchase money second mortgage, which would be ineligible for modification. My only holdback on getting the refinance is what I think the value would be with the limited comps in the past 12 months. I’m an underwriter- not an appraiser. I don’t know how to write an appraisal and necessarily know if they would consider a room with a fuse box on the wall living space or a utility room. Why...

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