Unique Mortgage Banking

Up To Date & Unique Mortgage Banking Programs

Finance One provides the most up to date and unique mortgage banking real estate loans including Hard Money for borrowers and/or properties that do not meet conventional underwriting guidelines. We offer many types of unique mortgage banking solutions including low rate Stated Income Loans to $2M, Foreign National loans, non-warrantable condo financing, low rate private/hard money loans from $150K+ (commercial and residential)…we have many Private Mortgage Banking specialty financing solutions… Read More or Contact Us >

Nationwide Unique Mortgage Banking Program Details:

**NEW** 2011 FHA HARP Program: We are one of the few experts of the New 2012 HARP home loan. Borrowers will soon be able to refinance no matter how far “underwater” they are. Must have made last six payments, one missed payment in the last year max and have a job or other income. No income, no asset, no appraisal… Read More >

Residential Portfolio Lending: Unique mortgage banking residential no income and high ratio loans are in high demand. We offer stated income loans to 65%+ with low competitive rates to $2M+; low rate and interest only super and ultra jumbo loans to $10M+; low rate gross income qualification loans to 80%; hard money loans to 70% (with the lowest hard money rates to boot)! We also finance Foreign Nationals, non-warrantable condos and condotels nationwide! Call for more Unique Mortgage Banking information… Read More >

No Doc Loans: The Unique Mortgage Banking Express No Doc Loan is designed to make No Doc Loan financing fast, easy and accessible. The No Doc Loan program (no income, no asset, no fico) is the most streamlined No Doc Loan program offered… Read More >

Stated Income Loans: The New Unique Mortgage Banking Stated Income Loan is limited to CA, FL, GA, MA, NY, PA, TX and WA (other states case by case). Loans up to 60% LTV NO FICO, NO ASSETS… Read More >, FL Read More >

High Ratio Loans: Unique Mortgage Banking common sense underwriting nationwide. We can use the high ratio Loan program, aka Asset Depletion, to offset ratio guideline for borrowers with significant assets… Read More >

Foreign Nationals : We can lend to Foreign Nationals! Passport needed at minimum.  Unique Mortgage Banking conventional financing may require US bank account and in some cases US income… Read More >

Condominiums: Non warrantable condos, condotels (condo hotel) and co-ops. Non-warrantable condos nationwide, condotels nationwide…very low competitive Unique Mortgage Banking rates… Read More >

FHA Streamline: Take advantage of the FHA Streamline Refinance and turn the equity you have built up in your home into cash to aid in bills, college, a new roof, etc… Read More >

Commercial: Prime or Non-Prime…we are very creative and do what it takes to close loans. The lowest Unique Mortgage Banking rates for prim properties! Stated income apartment loans available nationwide… Read More >

Construction: Unique Mortgage Banking helps investors leverage their capital to build properties for investment purposes. We are fast and close deals quickly. Up to 75% cost to build! Residential and commercial nationwide… Read More >

Unique Mortgage Banking programs and guidelines may change without notice.