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FHA Insured Loan – Wikipedia, The Free Encyclopedia
The program originated during the Great Depression of the 1930s, when the rates of foreclosures rates that may increase or decrease over time, which enables consumers to purchase or refinance their home interest rates are low, enable borrowers to obtain mortgage financing that is more affordable by … Read Article

Fannie Mae Loan Lookup – Lender FAQs
In support of President Obama’s Making Home Affordable program, Fannie Mae Fannie Mae refinance or loan modification. 3. Can lenders and servicers use the Fannie Mae Loan Lookup to determine refinance or loan … Return Document

HARP 2.0 – Learn About The Home Affordable Refinance Program
The Home Affordable Refinance Program (HARP) is an initiative designed to help homeowners refinance their homes. MakingHomeAffordable.gov; Fannie Mae FAQ; More Post-Crisis Refinancing Programs … Read Article

FinAnciAl ServiceS NewSleTTer
Under MHAP, the Home Affordable Refinance program will be available to four to five million homeowners who have a solid payment history on an existing mortgage owned by North Carolina : On the FAQ section of its web site, the north carolina Office of the Commissioner of Banks ("commissioner … Read Full Source

PROGRAM ELIGIBILITY REQUIREMENTS
Can be found under the “HomeSafe Program” tab.) HomeSafe Georgia is not able to change your current loan (refinance or loan presented, the questions and answers below, the FAQ, and the HomeSafe Program are in a Home Affordable Modification Program (HAMP), you cannot receive HomeSafe … Access Full Source

PMI Performing Loan Modification Frequently Asked Questions
Frequently Asked Questions . Program Overview . Q1: What is PMI’s Performing Loan Modification Program? program. In addition, PMI supports Home Affordable Refinance Program (HARP) and Home Affordable Modification Program (HMP). … Visit Document

How To Get Your Loan Modification Refinance Approved – Part1 …
0:58 Watch Later Error Home Affordable Refinance Program (HARP) by shortsalecircle 52 views 1:25 Watch Later Error Loan Modification Secrets: FAQ 1 by 60MinuteLoanMod 6,122 views … View Video

May 2009 What's New
We recently posted answers to some of your most frequently asked questions about the Freddie Mac Relief Refinance Mortgage , our business implementation of the Home Affordable Refinance. Review information for consumers about the federal Making Home Affordable Program on the U.S … Read Content

LOAN MODIFICATIONS FREQUENTLY ASKED QUESTIONS
This FAQ is for summary purposes only. All terms and conditions of the MBS Program are in the applicable Guaranty Agreement and the Guide. Which loan-insuring agencies offer a Home Affordable Modification Program (HAMP) program? Value 2 = Refinance. Value 3 = Loss Mitigation . Value 4 = Other … Document Retrieval

Fannie Mae Loan Lookup FAQs – March 2009
refinance or modification options under President Obama’s Making Home Affordable program. (You may be eligible for modification options even if your loan is not owned by Fannie Mae or Freddie Mac.) … Read Full Source

Quick Reference 030112
Home Affordable Refinance Program (HARP) and Home Affordable Modification Program (HAMP) 6 http://www.jud.ct.gov/faq/represent.html 3. “Can I look at my court case?”). … Fetch Content

Oaktree Funding Corporation
Oaktree Funding Corporation What is Relief Refinance Mortgages – Open Access ? • The Freddie Mac Relief Refinance Mortgage SM Home Affordable Program by helping borrowers but have been unable to refinance due to declinin … Access Content

Co-op City, Bronx – Wikipedia, The Free Encyclopedia
Be subject to a home visit during the application process; Depending on the number of rooms and occupants Sales prices: Co-op City was developed under New York's Mitchell-Lama Program, which subsidizes affordable housing. … Read Article

Preserving Homeownership: Progress Needed To Prevent …
Homeownership: Hope for Homeowners, the Making Home Affordable refinance program, and the Making Home Affordable modification program, or the Home Affordable Modification the various FAQ’s, and the servicer contracts, should be consolidated, reconciled, and … View Full Source

Frequently Asked Questions For Bankruptcy Filers
Making Home Affordable Program and Home Affordable Modification Program Frequently Asked Questions for Bankruptcy Filers Q1. Home Affordable Program includes the following programs: • Home Affordable Refinance Program (HARP) • Home Affordable … Doc Viewer

Arizona Harp Loan – YouTube
Http://www.LoganHallHomes.com http://www.facebook.com/LoganHallHomes Arizona Harp Loan. What is HARP ( Home Affordable Refinance Program) 2.0? Home Affordable Refinance … View Video

Home Mortgage Disclosure Act – Wikipedia, The Free Encyclopedia
The United States Home Mortgage Disclosure Act (or HMDA) was passed in 1975. It requires financial institutions to maintain and annually disclose data about home purchases, home purchase pre-approvals, home improvement, and refinance applications involving 1 to 4 unit and multifamily dwellings … Read Article

Housing Finance Agency Innovation Fund For The Hardest Hit …
Below are some answers to frequently asked questions about this program. What are HFAs and over four million American homeowners to refinance, saving an estimated $150 per month on average and more than $6.8 billion in total. Another component of the plan, the Home Affordable Modification Program (HAMP … Fetch Content

Recovery Assistance Program: HARP Same Servicer Option
Effective December 1, 2011 Recovery Assistance Program: HARP Same Servicer Option RMIC’s Recovery Assistance Program Supports the Home Affordable Refinance Program … Retrieve Full Source

Home Affordable Modification Program
Making Home Affordable Program. Home Affordable Modification Program current borrower's request to be considered for a Home Affordable Modification, Servicers must first evaluate the borrower for eligibility for a Freddie Mac Relief Refinance description of all foreclosure alternatives, a FAQ … Fetch Full Source

TOP 10 HAMP CHALLENGES
•Making Home Affordable (MHA) »Home Affordable Refinance Program (HARP) »Home Affordable Modification Program (HAMP) »Second Lien Modification Program (2MP) »Home Affordable Foreclosure Alternatives (HAFA) •GSEHAMP GSE HAMP •FHA-HAMP and Treasury FHA-HAMP •VA-HAMP •FHA Refinance … Retrieve Content

Home Buying / Selling Sitemap – Page 3 – Spiderbites Of About.com
Affordable Home – How Much Home Can I Afford? – How Much to Spend on demand until they are ready to sell their home or refinance an Up Your Credit Report – Improving Your Credit Score Tips and techniques to help you understand your credit report and credit scores. Tools that every home buyer … Read Article

The Home Affordable Program
HOME AFFORDABLE REFINANCE 1. I'm current on my mortgage. Will the Home Affordable Refinance help me? NO MINIMUM CREDIT SCORE Those that qualify for the Home Affordable program do not require a minimum credit score. … Return Doc

Freddie Mac Relief Refinance
The Freddie Mac Relief Refinance Mortgage SM – Open Access supports the Federal Making Home Affordable Program by helping borrowers who are Rate/Term Refinance . Primary Residence, Second Home & Investment Property . Property Type . LTV. CLTV 1 . Min Credit Score … Document Retrieval

Home Affordable Refinance Program (HARP) Training
Home Affordable Refinance Program (HARP) Training Moderated By: Fowler Williams, CMB – President Debt to income ratios: LTV > 80% – max 45% (credit score 620 to 659) – max 50% (credit score 660 to 719) … View Document

Get A No Upfront Fee Loan Modification Fast – YouTube
0:46 Watch Later Error Best Debt Settlement Program – Fastest Credit Score Results! 1:30 Watch Later Error Home Affordable Loan Modification Guidelines 10:28 Watch Later Error Bad Credit Dept Loans Help Credit Cards Bad Credit Cash Advance Loans Home Loans Home Loan Refinance … View Video

Co-op City, Bronx – Wikipedia, The Free Encyclopedia
Credit score of at least 650 for the one-bedroom and 700 for the two- and three-bedroom Be subject to a home visit during the application process; Depending on the number of Co-op City was developed under New York's Mitchell-Lama Program, which subsidizes affordable housing. … Read Article

Freddie Mac Refinance Programs
Available under the Making Home Affordable Program. For information on Freddie Mac Relief Refinance Mortgages, refer to Guide Chapters A24, B24 In accordance with Loan Prospector credit risk class and documentation level Mortgages with Risk Class and/or Minimum Indicator Score Requirements … Content Retrieval

Home Affordable Refinance FAQs
The Home Affordable Refinance Program (HARP) is designed to assist homeowners in For DU Refi Plus loans, Fannie Mae is waiving the 620 credit score minimum eligibility requirement because the refinance transaction is expected to put the borrower in … Doc Viewer

Real Loans, Real People, Real Estate Making Home Affordable …
Real Loans, Real People, Real Estate Making Home Affordable Refinance Program Frequently Asked Questions I heard that the government is giving everyone 2% loans? These factors include, but are not limited to: • Credit Score • Loan to Value • Property Type I owe more than my property is worth. … Retrieve Full Source

Kredietcrisis – Wikipedia
In de Verenigde Staten wordt hierbij veel waarde gehecht aan de credit score van de aanvrager: een cijfer dat is gebaseerd op zijn 2009 ruim 2,9 miljoen hypotheken door Freddie Mac en Fannie Mae waren geherfinancierd, waarvan circa 190.000 onder het Making Home Affordable Refinance Program … Read Article

SPECIAL REPORT – Restringing HARP: The Case For More …
The Home Afford able Refinance Program was introduced in with a sub-720 credit score or a high LTV ratio would be offered interest rates several See “Selling Home Affordable Refinance – New Refinance Options for Existing Fannie Mae Loans … Doc Retrieval

FHA Program Adjustments To Support Refinancings For …
Program Details FHA Refinance Option 1. FHA Refinance rates to facilitate affordable homeownership.  Homeowner Eligibility o Homeowners must be current on their existing mortgage. They must occupy the home as their primary residence, fully document their income and have a qualifying credit score. o As … Read Content

Announcement 09-04; Home Affordable Refinance – New …
Home Affordable Refinance – New Refinance Options for Existing Fannie Mae Loans . Introduction . The Making Home Affordable program announced by the Department of the Treasury on March based on the “representative” credit score, LTV ratio, and other features. … Get Document

Save The Dream Mortgage Refinance Programs
Affordable interest rates. Combined must be a single-family home or site condominium (no manufactured housing or attached condominiums allowed). Minimum credit score of 620, but loans are reviewed on a case by case basis. Homeowner education required. MSHDA Rescue Refinance Program … View This Document

FHA Streamline Refinance Gets Cheaper
The government is about to make refinancing FHA mortgages more affordable — and potentially easier — for hundreds of thousands of homeowners. The Federal Housing Administration will reduce mortgage fees significantly for borrowers who qualify for the FHA's streamline refinance program. … Read News

American Recovery And Reinvestment Act Of 2009 – Wikipedia …
Senate — $21 billion to subsidize the cost of continuing health care insurance for the involuntarily unemployed under the COBRA program; $87 $4.3 billion: Home energy credit to provide an expanded credit to homeowners who make their homes more energy-efficient in 2009 and 2010. … Read Article

Fannie Mae And Freddie Mac Loan Modification And Refinancing …
Have taken to prevent foreclosures and keep people in their homes, also shows a 63 percent increase in refinancings through the Home Affordable Refinance Program Delinquency Rates Credit Score 5.2% 5.8% 3.6% 4.1% 14.2% 15.8% 4Q08 1Q09 2Q09 3Q09 4Q09 Credit Score < 660 Ori g inal Credit Score >= 660 Total Enterprises' Mortgage … Read Document

SUBJECT: FHA Refinance Of Borrowers In Negative Equity Positions
HUD) and the Department of the Treasury (Treasury) announced enhancements to the existing Making Home Affordable Program (MHA) and Federal Housing Administration (FHA) refinance program action, the short refinancing under this program may be reflected as a negative feature on a borrower's credit score. … Retrieve Document

Updates To Refi Plus™ And DU Refi Plus™
15, 2011 Updates to Refi Plus™ and DU Refi Plus™ The Federal Housing Finance Agency (FHFA) recently announced changes to the Home Affordable Refinance Program payment increases by more than 20% of the current contractually obligated payment under the note:  minimum representative credit score of … Get Doc

Can You Refinance An Underwater Home Without HARP?
A lot of homeowners with underwater mortgages would like to refinance, but they don't qualify for HARP (the federal Home Affordable Refinance Program). Do they have other options? … Read News

HARP REFINANCE – SAME SERVICER MORTGAGE INSURANCE GUIDELINES
Freddie Mac Relief Refi Guidelines DU Refi Plus Guidelines MGIC Refi to Mod RADIAN Performing Loan Modification Program RMIC Recovery Assistance Program UNITED GUARANTY Refinance with Certificate Modification Program GENWORTH HARP Eligible Refinance PMI Home Affordable Refinance Program representative credit score if LTV is … View Doc

Home Affordable Refinance Program (HARP) (04/03/09)
Home Affordable Refinance Program (HARP) (04/03/09) Retail Operations Announcement Introduction On March 4, 2009 the Department of Treasury announced the Home increases less than 20% Minimum 620 if P&I increases more than 20% Maximum DTI of 45% if P&I increases over 20% Borrower must have a credit score … Fetch Document

The Home Affordable Program
Home Affordable allows owners whose home values have declined refinance with Loan to Value up to 125%. NO MINIMUM CREDIT SCORE Those that qualify for the Home Affordable program do not require a minimum credit score. … Read Content

About.com Money In Your 20s: Most Popular Articles
This may be the result of a job loss or that you have determined that you want to buy a home. Credit cards can easily ruin your credit report, following these steps will prevent that from This article additionally walks you through the steps that your computer program will have you … Read Article

SAFE HARBOR REPORTING METHOD FOR ELIGIBLE REMICS REQUIRED TO …
REMIC assets that the REMIC must report to residual interest holders on a Schedule Q (Form 1066), Quarterly Notice to Residual Interest Holder of REMIC Taxable Income or Net Loss Allocation (Schedule Q). THE HOME AFFORDABLE REFINANCE PROGRAM (HARP) … View Doc

Updated Fiscal Cost Projections On The Government's Emergency …
In SIGTARP's July 2009 report, that figure is estimated as $23.7 trillion. 30, 2010 closing price those shares would be valued at $20.2 billion. 5/ Reflects obligations made through Making Home Affordable, HFA Hardest-Hit Fund, and FHA Refinance Program … Return Doc

HARP2.0 Refinance Program In Florida – YouTube
For More Information About The HARP 2.0 or Home Affordable Refinance Program as it is other wise know as Please contact E Loans Mortgage and we will be happy Report a bug; Try something new! Language: English Location: Worldwide Safety: Off … View Video

FEDERAL HOUSING FINANCE AGENCY
Federal Housing Finance Agency Foreclosure Prevention & Refinance Report Third Quarter 2009 5 estimated weighted average current LTV ratio reflects the impact of prolonged and severe decline in home prices. Making Home Affordable Program – Status Update Home Affordable Refinance Program (HARP) – Announced … Get Document

GAO-09-837 Troubled Asset Relief Program: Treasury Actions …
GAO’s sixth report on the Troubled . Asset Relief Program (TARP) focuses on the Department of the Treasury’s (Treasury) efforts to establish its Home Affordable of the efforts—the Home Affordable Refinance Program—would provide a … Retrieve Content

U.S. D EPARTMENT OF THE REASURY Washington March 4, 2009 …
The Home Affordable Refinance program will be available to 4 to 5 million • Property owner occupancy status will be verified through borrower credit report and other … View Document

Making Home – February2011l Making Home Affordable
Struggling thepayment? mortgage to make Program (HAMP)Home Affordable • Report To find ayour scam servicer’s at LoanScamAlert.org. Refer … Retrieve Here

The Home Affordable Program
Do I still qualify to refinance under the Making Home Affordable Program? Eligible loans as the cost of an appraisal or title report, may be included in the refinanced amount. 11. How do I apply for a Home Affordable Refinance? Please be patient. Lenders and servicer's are implementing the program now … Access Content

The Home Affordable Program
Through the Home Affordable Refinance Program, Fannie Mae and Freddie Mac will such as the cost of an appraisal or title report, may be included in the refinanced amount. 10. How do I apply for a Home Affordable Refinance? Please be patient. Lenders and servicer's have implemented the program though … View Document

Talk:Affordable Housing – Wikipedia, The Free Encyclopedia
Buyers actually finished their homes far enough to refinance that I wrote about sweat equity was indeed about affordable housing. My sweat equity program as well as other programs makes it possible for homebuyers to purchase their home by but if you can do so, I'm perfectly willing to report that.) … Read Article

Making Home Affordable
The Home Affordable Refinance program will be available to 4 to 5 million homeowners who have a Property owner occupancy status will be verified through borrower credit report and other … Access Content

US Business Law / Taxes Sitemap – Page 7
This section provides information on how to pay employees, report to taxing entities, and changes to its 504 loan program to allow small businesses greater access to capital, refinance SBA 8a Program 1099 reporting requirement that was attached to the new Health Care Law (the Affordable Care and … Read Article

President Set To Visit Reno Today
Reno homeowner Val Keller will thank President Barack Obama for saving her money today when he visits her home to tout his new mortgage refinancing proposal that could help as many as 3.5 million homeowners secure lower interest rates. … Read News

Making Home Affordable Program
HAMP Is One Part of the Administration Initiatives to Promote Housing and Financial Stability (see Page 2) 1 Making Home Affordable Program Servicer Performance Report Through Refinancing flexibilities and low mortgage rates have allowed over 4 million borrowers with GSE mortgages to refinance, saving an … Document Viewer

The Modification Alternative To Refinancing Updating Your …
With a new ALCO Policy in place, the Credit Union will no longer be required to report these refinances as TDRs to the NCUA—and post the have properties that have declined in value, we have developed a suite of programs, CU HomeKeepers, that works with the government Home Affordable Refinance Program … Access This Document

NCLC REPORTS – Making Home Affordable Refinance Program
NCLC REPORTS BANKRUPTCY AND FORECLOSURES EDITION 2009 19 NCLC REPORTS Bankruptcy and Foreclosures Edition Volume 27 March/April 2009 Developments and Ideas For the Practice of Consumer Law Special Issue on Mortgage Modification … Access Document

GAO-11-653 Residential Appraisals: Opportunities To Enhance …
Report to Congressional Committees July 2011 GAO-11-653 United States Government Accountabilit y Office and 2010, the enterprises and several lenders we contacted participated in the Home Affordable Refinance Program (HARP), which was part of the Making Home Affordable … Access Document

Home Affordable Refinance
The Home Affordable Refinance Program (HARP) is designed to assist homeowners in as required by the DU Underwriting Findings Report. The lender is relieved of underwriting representations and warranties … Fetch Full Source

Federal Housing Finance AgencyFederal Housing Finance Agency
Federal Housing Finance Agency Foreclosure Prevention & Refinance Report Making Home Affordable Program – Status Update Second Quarter 2011 10 … Read Here

Relief Refinance Mortgages – Open Access
Than 80 percent, represents our business implementation of the Home Affordable Refinance program (HARP). With no maximum LTV/TLTV/HTLTV ratios for fixed-rate mortgages, relief … View Doc

Lawmakers Push Bill To Help Homeowners Refinance
Sponsors of the Responsible Homeowners Refinancing Act say it could help millions of "underwater" borrowers … Read News

B ORROWER F REQUENTLY A SKED Q UESTIONS What Is “Making …
Borrowers: (1) refinancing mortgage loans, through the Home Affordable Refinance Program (HARP), and (2) modifying mortgage loans, through the Home Affordable … Fetch Doc

HARP 2- Home Affordable Refinance Program (2 Phases) – YouTube
HARP 2 will be released in 2 phases. The first phase begins December 1, 2011 and the second phase begins in March 2012. … View Video

First Time Home Buyer Loans – Advantages And Disadvantages Of …
You may have to share increased home values with the program Given these restrictions, you may do best to avoid subsidized first time home buyer loans. … Read Article

Home Affordable Refinance FAQs
Home Affordable Refinance FAQs . December 20, 2011 . The Home Affordable Refinance Program (HARP) is designed to assist homeowners in refinancing their mortgages – even if they owe more than the home’s current value. … Fetch This Document

Making Home Affordable Program Updates
In This Issue Making Home Affordable Program Updates Relief Refinance Mortgage – Open Access 125% LTV ratio for Relief Refinance Mortgages HVE point value estimate look-up tool New HAMP Trial Period Plan requirements YouTube video for borrowers calling their Servicers New subordination … Return Doc

Making Home Affordable
Spring2010 l MakingHomeAffordable 2 Background Homeowner Affordability & Stability Plan Making Home Affordable Program Home Affordable Refinance … Retrieve Here

Home Affordable Refinance FAQs
The Home Affordable Refinance Program (HARP) is designed to assist homeowners in refinancing their mortgages – even if they owe more than the home’s current value. … View This Document

Updates To Refi Plus™ And DU Refi Plus™
© 2011 Fannie Mae. Trademarks of Fannie Mae. SEL-2011-12 Page 1 Selling Guide Announcement SEL-2011-12 November 15, 2011 Updates to Refi Plus™ and DU Refi Plus™ The Federal Housing Finance Agency (FHFA) recently announced changes to the Home Affordable Refinance Program (HARP) in an effort … Retrieve Content

Shared Appreciation Mortgage – Wikipedia, The Free Encyclopedia
2.2 In Affordable Housing (Subsidized Home Ownership) 3 References; 4 See also structured as second mortgages, but are considered "silent" in that borrowers make no payments until they sell the home (or, in some cases, refinance … Read Article

2011 Changes To Making Home Affordable Refinance Program …
Http://www.biblemoneymatters.com/2011-changes-to-home-affordable-refinance-pr The Obama administration has announced changes to HARP program eligibility rules to allow more … View Video

HARP REFINANCE – SAME SERVICER MORTGAGE INSURANCE GUIDELINES
GUIDELINES IF MORE RESTRICTIVE Freddie Mac Relief Refi Guidelines DU Refi Plus Guidelines MGIC Refi to Mod RADIAN Performing Loan Modification Program RMIC Recovery Assistance Program UNITED GUARANTY Refinance with Certificate Modification Program GENWORTH HARP Eligible Refinance PMI Home Affordable Refinance Program … Read Content

Top 10 Real Estate Predictions For 2012 – Home Buying And …
With mortgage rates at all-time historic lows, a second home can be an affordable investment. To buy a home once worth a million for half a million, and The Government Refinance Program, HARP, Will Be a Miserable Failure; Short Sale Fraud Activity Will Increase … Read Article

Home Affordable Refinance FAQs
Home Affordable Refinance FAQs . March 31, 2011 . The Home Affordable Refinance Program (HARP) is designed to assist homeowners in refinancing their mortgages – even if they owe more than the home’s current value. … Retrieve Full Source

Make Your Mortgage Moreafforable With The Home Affordable …
If you've been unable to refinance your mortgage due to declining property values, you may qualify to have your rate and monthly mortgage payments reduced through the Home Affordable Refinance program. … Fetch This Document

Mortgage Revenue Bond Loan – Wikipedia, The Free Encyclopedia
In the United States, mortgage revenue bond loans have supported an average of 100,000 home purchases for low-income buyers Los Angeles Housing Department's mortgage revenue bond program, the Arizona Housing Finance Authority Mortgage Revenue Bond Program, and the Texas State Affordable Housing … Read Article

Mortgage-aid Revisions Paying Off For Bankers, Some Borrowers
Critics say homeowners who get new loans are being stuck with higher rates than necessary, often half a percentage point or more. That's because banks are refinancing only their own borrowers, instead of competing against one another, which would drive rates down. … Read News

Home Affordable Refinance Program (HARP) Borrower's Guide …
Home Affordable Refinance Program (HARP) Borrower's Guide – Part Two: Eligibility & Applying You have reviewed Part One of this series and have determined:  Your mortgage is backed by either Fannie Mae or Freddie Mac The next stage in the process is determining your eligibility for … Visit Document

Very Low Income Housing Repair Loans And Grants
The following is a summary of information about an assistance program or grant available to individuals or families through an agency of the U.S Applicants must own and occupy a home in a rural area; and be a citizen of the United States or reside in the United States after having been … Read Article

Home Affordable Refinance FAQs
Home Affordable Refinance FAQs . December 30, 2009 . The Home Affordable Refinance Program (HARP) is designed to assist homeowners in refinancing their mortgages – even if they owe more than the … View Document

Obama Shifts Back To Economy After Fundraising Swing
President Barack Obama shifted his focus back to the economy after three West Coast campaign fundraisers, stopping in the swing state of Nevada to promote his housing initiatives. … Read News

Hope For Homeowners (H4H) And Making Home Affordable (MHA …
PROGRAM REQUIREMENT . MHA MODIFICATION . M. HA REFINANCE H: 4H REFINANCE (FHA) Primary residence . Yes . Y. es Y: es . Must be owner occupied . Yes . Y. es Y: es . Vacant or abandoned ok … Fetch Doc

Federal Guidelines HOME Affordable Program
The Home Affordable Refinance program ends in June 2010. The Home Affordable Modification program will help up to 3 to 4 million at-risk homeowners avoid … Retrieve Content